How To Reduce Expenses

Track Your Spending

1. You should track on regular basis how much you spend.
2. Remove Extra spending.

Create and Check Your Budget

1. Create your budget according to your income and expense.
2. Adjust some spending according to budget.

Reduce Electricity Use

1. Make lights off whenever there is no use of electricity.
2. Save electricity as much as you can.

Reduce Housing Expense

If You are on Rent:

1. Get a Room Mate
2. Avoid paid parking space
3. You can choose cheaper but comfortable apartment.

If you have your own house:

1. If you have loan clear those as soon as possible.
2. Rent out home or portion of it.

Reduce Your Debts

1. If you have debts, reduce or clear as soon as possible because it is eating your money as interest.
2. Avoid debts as much as possible.

Reduce Outside Extra Activities

1. Outside activities like eating outside, clubbing or extra entertainment can be avoided.
2. It can damage your health and money as well.